Cardinal Financial Company, Limited Partnership holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below.

Alabama Alabama Consumer Credit License No. 21782
Alaska Alaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247.
Arizona Arizona Mortgage Banker License No. 0925883
Arkansas Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783
California Licensed by Department of Business Oversight under the California Financing Law, License No. 603K498
Colorado Cardinal Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate
Connecticut Mortgage Lender License No. ML-66247
Delaware Delaware Licensed Lender License No. 1666
District of Columbia Mortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477
Florida Mortgage Lender Servicer License No. MLD236
Georgia Mortgage Lender License No. 16020
Hawaii Hawaii Mortgage Loan Originator Company License No. HI-66247
Hawaii Mortgage Servicer License No. MS162
Idaho Idaho Mortgage Broker/Lender License No. MBL-8598
Illinois Illinois Residential Mortgage Licensee No. MB.6760960
Indiana Indiana DFI First Lien Mortgage Lending License No. 19692
Iowa Iowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 #2018-0076
Kansas Kansas Licensed Mortgage Company; License No. MC.0025207
Kentucky Kentucky Mortgage Company License No. MC98128
Louisiana Louisiana Residential Mortgage Lending License
Maine Maine Supervised Lender License No. 66247
Maryland Mortgage Lender License No. 6475; 06-20659; 06-20660
Massachusetts Massachusetts Mortgage Lender License MC66247; Massachusetts Mortgage Lender License - OTN#1 MC66247; Massachusetts Mortgage Broker License MC66247
Michigan First Mortgage Broker/Lender/Servicer Registrant No. FR0018734
Minnesota Residential Mortgage Originator License No. MN-MO-66247; Residential Mortgage Originator License Other Trade Name #1 License No. MN-MO-66247.1
Mississippi Licensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247
Missouri Missouri Company License No. 15-2210. In-state branch located at 800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131. Conducting business under Cardinal Financial Company, Limited Partnership as well as Sebonic Financial.
Montana Montana Mortgage Lender License No. 66247; Montana Mortgage Broker License 66247
Nebraska Nebraska Mortgage Banker License No. NE66247
Nevada Nevada Mortgage Banker License No 3967; Nevada Mortgage Broker License No. 3968
New Hampshire Licensed by the New Hampshire banking department – License No. 19035-MB
New Jersey Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance
New Mexico New Mexico Mortgage Loan Company License NMLS ID # 66247
New York Licensed Mortgage Banker-NYS Banking Department #B500951
North Carolina Mortgage Lender License No. L-103184
North Dakota North Dakota Money Broker License No. MB102631
Ohio Ohio Residential Mortgage Lending Act Certificate of Registration MBMB.850199.000

Oklahoma Oklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #1 No. ML011951
Oregon Mortgage Lender License No. ML-5201
Pennsylvania Licensed by the Pennsylvania Department of Banking and Securities, Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License License No. 67088
Rhode Island Rhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB
South Carolina Mortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 License No. MLS - 66247 OTN #2
South Dakota South Dakota Mortgage Lender License No. ML.05041
Tennessee Tennessee Mortgage License No. 117278
Texas Mortgage Banker Registration 

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. 

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
Utah Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687522; Utah-DRE Mortgage Entity License - Other Trade Name #2 License No.10915869
Vermont Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719
Virginia Licensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (; Mortgage Broker License 1426MB
Washington Consumer Loan Company License No. CL-66247; CL-1060801; CL-1062477
West Virginia West Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License License No. MB-36514
Wisconsin Wisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR
Wyoming Wyoming Mortgage Lender/Broker License No. 2524

More details on our licensing can be found on the Nationwide Mortgage Licensing System (NMLS) Consumer Access website. Our NMLS ID is 66247.